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Foreclosure Prevention

COUNSELING SERVICES

If you are in danger of losing your home to foreclosure, our counselors will work with you to do everything possible to help you save your home. During your intake interview, the counselor will discuss loss mitigation options such as loan modification, mediation, and budget counseling to consolidate debt.

If you have a Sheriff’s Sale Date, please contact the office at (302) 652-3991, ext. 100.

If you would like to meet with one of our counselors to discuss your mortgage, schedule an appointment by calling our Intake Coordinator at (302) 652 - 3991, Ext. 100.

You must forward the following required documents before attending your appointment to HOCIntake@ichde.org or by fax to (302) 652-3945.

3 Months Recent Bank Statements

1 Current Utility Bill (i.e. gas/electric, sewer, etc.)

Hardship Letter (reason for delinquency)

3 Months Current Pay Stubs or Proof of Other Income Received (i.e. Pension, SSI/SSDI)

3 Years Recent Federal Tax Returns (1040 Form with W-2s)

Mortgage documents including current statement and any correspondence you have had with the mortgage company

Credit Report (if you have one)

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